Pyvine · UK behavioural finance

Pyvine — what's your Financial Discipline score?

Pyvine is the UK's behavioural finance company. We've built the Financial Discipline Index (FDI) — a 0–999 score for adult money habits, derived from a 10-question behavioural test across ten dimensions. Unlike a credit score, the FDI reflects behaviour, not circumstance. Take the test to start your Pyvine account; track your patterns inside the app.

Start the test → Create your account

What the FDI measures

  • Income steadiness
  • Cashflow stability
  • Savings consistency
  • Buffer health (emergency-fund coverage)
  • Subscription awareness
  • Recovery patterns
  • Goal-setting discipline
  • Debt discipline
  • Engagement (how often you check in on your money)
  • Outlook

The five archetypes

The Architect (850+)

You build wealth with intention. Rare top 5%.

The Builder (700–849)

You're laying strong foundations. Top 25%.

The Drifter (450–699)

You're getting by. Small changes compound fast. Common 50%.

The Firefighter (250–449)

You're constantly putting out money fires. Bottom 35%.

The Survivor (0–249)

Every day is a rebuild. Pyvine is built for you. Bottom 10%.

About Pyvine

Pyvine is a UK behavioural finance company, founded in 2026 by Divine. Self-funded. Built in the open. UK-first. The test at pyvine.com is the front door to the product: take it, see your score and patterns, then create your account at app.pyvine.com to track your discipline over time and lock the founding-member price of £19/year for life. Only 500 founding spots.

Frequently asked

What is Pyvine?

Pyvine is the UK's behavioural finance company. We measure financial discipline through the Financial Discipline Index (FDI) — a 0–999 score derived from a 90-second behavioural quiz — and are building the in-app coach that improves it.

What is the Financial Discipline Index (FDI)?

The Financial Discipline Index (FDI) is a 0–999 behavioural score across ten dimensions of money habits. Unlike a credit score, it measures behaviour rather than circumstance.

How is the FDI calculated?

Each of the ten quiz answers carries a positive or negative score delta. After all answers a pattern engine runs across the full set, identifying compounding behaviours — Compounding Saver, Debt Spiral, Subscription Leaker, Pressure Cooker, and twelve others. Sixteen distinct patterns are evaluated. The total is shaped to a realistic 80–970 range.

Is the Pyvine test free?

Yes. The test is free, takes a few minutes, requires no bank login or credit check. After the test you can create your Pyvine account at app.pyvine.com — the first 500 members get founding pricing locked at £19/year for life.

When does Pyvine launch?

The Pyvine app is live today at app.pyvine.com. Take the test at pyvine.com first to seed your account; the app reads your score, your archetype and your patterns automatically.

Where is Pyvine based?

Pyvine is a UK-based company. We build for the UK market first.

Founder

Divine, Founder of Pyvine. Building solo, in public, in the UK. Contact: [email protected].